Echelons Capital, LLC has adopted this privacy policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.

Information We Collect

We collect certain nonpublic information about you ("Customer Information"). The essential purpose for collecting Customer Information is to allow us to provide advisory services to you. Customer Information we collect may include:

• Information that you provide on applications or other forms. This may include personal and household information such as income, spending habits, investment objectives, financial goals, statements of account, and other records concerning your financial condition and assets, together with information concerning employee benefits and retirement plan interests, wills, trusts, mortgages, and tax returns.
• Identifying information such as your name, age, address, social security number, etc.
• Information about your transactions with us, or others (e.g., broker-dealers, clearing firms, or other chosen investment sponsors).
• Information we receive from consumer reporting agencies (e.g., credit bureaus), as well as other various materials we may use to provide an appropriate recommendation or to fulfill a service request.

Security of Your Information

We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic, and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.

Information We Disclose

We do not disclose the nonpublic personal information we collect about our customers to anyone except:

• In furtherance of our business relationship with them and only to those persons necessary to effect transactions and provide authorized services (such as broker-dealers, custodians, independent managers, etc.)
• To persons assessing our compliance with industry standards (e.g., licensing authorities, consultants)
• To our attorneys, accountants, and auditors
• As otherwise provided by law

We are permitted by law to disclose nonpublic personal information to governmental agencies and other third parties in certain circumstances (such as those performing administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited from using or sharing the information for any other purpose.

Important: Mobile opt-in data, SMS consent, and phone numbers will not be shared with any third party or affiliates for marketing purposes.

Former Clients

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to our privacy policies, which may be amended from time to time.

Changes to Our Privacy Policy

In the event there is a material change to our privacy policy regarding how we use your confidential information, we will provide written notice. Where applicable, you will be given an opportunity to limit or opt out of such disclosures.

Questions

If you have questions about this privacy notice or about the privacy of your customer information, call our main number 815-272-3227 and ask to speak to the Chief Compliance Officer.

SMS Terms & Conditions

In addition to the uses of information described above, Echelons may communicate with customers via SMS/text messaging using a third-party communications platform, including AT&T Office@Hand. This section explains how we collect, use, and protect information related to SMS communications.

SMS Communications & Consent

Phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications

If you have consented to receive text messages, you may receive messages such as appointment reminders or follow-ups.

Message Frequency

Message frequency may vary depending on your interaction.

Potential Fees

Standard message and data rates may apply depending on your mobile carrier and plan.

Opt-In Methods

• Verbal consent during conversation
• Submitting an online form
• Filling out a paper form
• Confirming via text

Opt-Out Method

You can opt out at any time by replying STOP to any SMS message, or by contacting us directly.

Help

Reply HELP for assistance, or call 815-272-3227.

Additional Options

If you do not wish to receive SMS messages, simply do not check the SMS consent option on forms.